Reverse Mortgage Calculator

This Loan Calculator is provided for illustrative and educational purposes only. The actual product offerings, interest rates and margins will vary as markets change. The numbers generated by the calculator are estimates only and may differ from those you receive from private lenders. Ibis does not endorse any reverse mortgage product or lender.

Your Initial Entries

This calculator estimates benefits you might receive from the federally-insured "Home Equity Conversion Mortgage" (HECM) reverse mortgage program. In order to obtain one of these loans, you and your co-borrower (if any) must be at least 62 years old.

First tell us about yourself and your home, then click the Calculate button:

1) What is your ZIP code?
     Enter just 5 digits, not ZIP+4.
     Then click the 'Find It' button >>
     State: California
     County: Alameda
  Month   Day   Year
2) When were you born?
      For example: type 5 for May.
  Month  Day Year
3) When was your spouse
      (or other co-owner) born?
      Leave blank if you are the only owner.
4) How much is your home worth?
      Type in your best guess.
Optional Input Fields:
5) Mortgages and liens on your home
6) Monthly payments on your mortgages
7) Other upfront cash you desire
8) Estimate any necessary home repairs
9) Your desired line-of-credit

Make your entries, then click 

To start a new estimate, click 

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